What are the costs involved in getting a mortgage for a home purchase?

First, you would need to leave money for the valuation of the property. Normally the minimums are around €300 upwards but it depends on the value of the property being assessed. The mortgage is released normally on the day that the property would be signed at the Notary. The other costs involved in getting a mortgage is (1) a stamp duty tax on the mortgage loan (2) the opening fee of the bank (3) transaction costs of the bank (notary, registry and other costs). Normally, the total costs would be around 3-4% of the mortgage amount.